Surplus Fund Recovery Specialists

Recover the Money
You Are Owed After
Foreclosure or Tax Sale.

If your property was sold at auction, funds may be sitting in a county court registry with your name on them. We locate those funds, file the claim on your behalf, and only collect a fee when you are paid.

Zero upfront fees   We only get paid when you do

Why we may have contacted you

If we reached out to you, it is because we identified surplus funds that may be owed to you or a relative as a result of a foreclosure or tax sale. These funds are real and they are held in the county court registry.

$5,950 Avg. per client
$0 Upfront cost
Check My Eligibility

No commitment required

"I will restore to you the years that the swarming locust has eaten."
Joel 2:25
$0 Upfront cost to you
100% Contingency based
All 50 States we serve
Daily Fund recovery in progress
What We Do

Specializing in Legal
Surplus Fund Recovery

After a foreclosure or tax sale, leftover funds often sit unclaimed in court registries across the country. We locate those funds and recover them on your behalf at zero upfront cost. We also provide financial consulting guidance throughout the process.

01

Foreclosure Surplus Recovery

When a foreclosed property sells at auction for more than the mortgage owed, the difference belongs to the former homeowner. Most people never receive the county notice. We find those funds and file the claim on your behalf.

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02

Tax Deed Surplus Recovery

When a property is sold at a tax deed auction for more than the taxes owed, a surplus is created in the former owner's name. These funds sit in the county registry waiting to be claimed. We handle the entire filing process.

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03

Heir and Estate Claims

If the original owner has passed away, their heirs still have a legal right to the surplus. We help families navigate the estate process to ensure the funds reach the right person. These cases often qualify for a higher recovery percentage.

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If We Contacted You,
Here Is Why.

If Provision Recovery Solutions reached out to you, it is because we believe we have identified surplus funds owed to you or a relative as a result of a mortgage foreclosure or tax deed sale.

These funds are held in the county court registry. They are real. The county is required to notify you, but that notice goes to the foreclosed address where you no longer reside.

We are licensed finders specializing in recovering these funds on your behalf. We work directly with county agencies to file the necessary claims and secure your rightful money.

"Most of our clients had no idea they were owed money until we called."

No Upfront Fees

We advance all costs. You pay nothing until funds are recovered on your behalf.

We Handle All Paperwork

Documentation, filings, follow-up. Everything is handled by our team.

Secure and Confidential

Your information is never shared or sold. We do not ask for financial account access.

Fully Compliant

We operate in full compliance with applicable surplus fund statutes in every state we serve.

Our Mission

We Do Not Just
Find Lost Money.

Our mission is to help individuals, families, and businesses reclaim what is rightfully theirs, with transparency, integrity, and zero upfront risk.

We specialize in the recovery of funds tied to mortgage foreclosures, tax sales, and government-held assets. With expertise navigating public systems across all 50 states, we advocate for our clients by removing red tape, challenging improper claims, and ensuring the highest possible return.

At Provision Recovery Solutions, we restore legacies, protect generational wealth, and deliver results that matter.

Time Sensitive

These funds are held for only a limited period. After that window closes, the agency responsible may seize them through a process called escheatment. Once that happens, recovering your funds becomes significantly harder. The time to act is now.

$5,950Average per client
$0Paid upfront by you
All 50States we serve

"Let us take back what is rightfully yours."

How It Works

Our Proven 6 Step
Recovery Process

We handle everything from the initial search to the final payout. Your only responsibility is to answer your phone and sign the authorization.

01

Free Eligibility Search

You share your name and former property address. We search court and county records to confirm whether surplus funds exist in your name. Free, no obligation, no commitment required.

02

We Send You Proof First

Before you sign anything, we send you documentation directly from the county confirming the funds exist and that you are the entitled party. You see the evidence before any agreement is made.

03

You Sign the Agreement

A straightforward contingency agreement outlines our fee percentage and your rights. Our company advances all costs to process your claim. No money leaves your pocket at any point.

04

We Prepare and File

We handle all documentation, coordinate notarization where required, and submit the complete claim package directly to the county court. You do not need to appear anywhere or retain separate counsel.

05

We Monitor and Follow Up

We track the status of your claim, respond to any county requests, and keep you informed throughout. Processing timelines vary by county and state. We remain diligent so you do not have to.

06

You Receive Your Funds

The county releases the funds. You receive your money. Only after you are paid do we collect our agreed contingency percentage. That is the only way we ever earn anything on your case.

Questions

Frequently Asked
Questions

Surplus funds, also referred to as an overage or excess funds, are the money remaining after a property is sold at a foreclosure auction for more than the amount owed. When this occurs, the excess proceeds belong to the original homeowner or their heirs, not the bank and not the county.

You have been identified as the appropriate party to claim these funds because property you owned has gone through a foreclosure or tax sale, or because you are an heir to property that went through a sale. The county is required to notify you but sends that notice to the foreclosed address where you no longer reside.

The funds are held in the county court registry. They are the direct result of a foreclosure or tax deed sale where the property sold for more than what was owed. They remain there until a valid claim is filed. If no claim is filed within the statutory deadline, the state may permanently seize those funds.

Never. If you engage our services, we will not ask you to pay a single dollar out of pocket. Our firm advances all costs and fees required to process your claim. We are compensated on the back end only after we have successfully secured the funds on your behalf. This is clearly stated in your agreement before you sign.

In non-probate cases it is possible to file independently. However, our experience ensures the best outcome when navigating the real complexities of the process: document requirements, competing claims, statutory time limits, lien holder complications, and county-specific administrative procedures. We work directly with the county on your behalf and do everything necessary to secure your full surplus.

No. We do not require your bank account number, credit card, or any financial access. Please be cautious of any company that requests this type of information. We only need your name, your former property address, and your authorization to file the claim on your behalf.

Heirs retain the legal right to claim these funds. The process may require establishing a probate or summary administration through the courts to identify and authorize the rightful heir. We assist families in navigating this process and work with the appropriate parties to ensure the funds reach the correct person.

Timelines vary by county and state. Some counties release funds within four to six weeks of a successful claim. Others require several months. Once we confirm your case, we will provide a realistic timeline specific to your jurisdiction. We keep you informed throughout the entire process.

About Us

We Treat Every Case
Like It Is Our Own Family.

Provision Recovery Solutions was founded by Isaiah and Julie Mensah, a husband and wife from South Florida. As a father, a provider, and a believer, Isaiah built this company on one principle: if it were our family, what would we want someone to do for us?

We treat this company the way we treat our marriage. Full transparency. No hidden agendas. Right expectations from day one. We are here to help you recover what is rightfully yours and ensure you are informed and respected at every step.

We do not just find lost money. We restore legacies and protect what families worked hard to build. That mission is deeply personal to us.

Full Transparency

You know every fee and every step before you sign

Faith Driven

Our values guide every decision we make

No Upfront Fees

We advance all costs and earn only on results

Family First

We lead with empathy and genuine care

Accessible

Real people who answer and follow through

Honest Expectations

We tell you the truth from the very first call

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Isaiah and Julie Mensah, Founders of Provision Recovery Solutions

Isaiah & Julie Mensah, Founders

Get in Touch

Find Out If Funds
Are Owed to You

No cost. No commitment. Share your information and we will review your case and reach out with exactly what we find.

Our Commitment to You

We will tell you exactly what we find, even if the answer is nothing
You will know the full fee percentage before you sign anything
We will never pressure you into a decision
If we recover nothing, you owe us nothing
We set honest expectations from the very first conversation
Your personal information is never sold or shared
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Takes less than two minutes. We handle everything else.
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Dania Beach, Florida
YOUR-PHONE-NUMBER
info@provisionassetrecovery.com
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